Reimbursement waiting periods, coupled with the
challenging billing structure of third party payors
(commercial insurance companies, HMOs, Blue
Cross/Blue Shield, Medicare & Medicaid) can have a
negative impact on cash flow.  Regardless of how
efficient your billing, collections, and accounts
receivable management is, there is often a need for
additional funds for immediate needs or to capitalize on
new business opportunities.  LSB FUNDING is
dedicated to solving these financial problems for health
care providers and restoring predictable cash flow.
 Health care providers now have the option of selling
their medical receivables.  Our program is not a loan,
and unlike a loan, the sale of receivables creates no
additional debt to you.  With medical receivables
factoring, you will receive payments for your services
immediately.  After we receive the medical receivables
that you want to sell, you are advanced a determined
percent of the net billing amount.  When the medical
receivable is collected, the advanced amount and our
company fee is subtracted, and the balance is paid to
you.
 The benefits to you are substantial:
  --Decrease the reimbursement interval between            
      the time you provide service and the time you are       
      paid
  --Improve the consistency of your cash flow        
  --Meet financial commitments
  --No monthly debt as is the case with borrowed              
      funds
  --Provides cash for immediate needs
  --Provides cash for new equipment, expanding               
      office space, or expanding market
  --Decrease the time spent on billing                                 
      management and increase the time spent with           
      your patients.

LSB FUNDING . . .
Providing Cash Today For Security Tomorrow!