About Us

     Changing circumstances may dictate a review of personal financial
needs. Some life insurance policies may no longer be necessary, cost
effective, or serve the best interest of the insured or the beneficiaries.
Do not surrender your life insurance policy for cash value or let your
policy lapse without first investigating the option offered by
LSB FUNDING.
     We enable you to sell a life insurance policy that you no longer need
for an amount greater than the cash surrender value. You no longer
need to make the premium payments and there are no restrictions on
how the funds are to be used. All types of insurance may qualify: whole
life, universal life, term, variable life or group policies.
     SENIOR SETTLEMENTS are designed for the elderly. VIATICAL
SETTLEMENTS are for people of any age facing a terminal illness. In
both cases, the amount paid to the owner of the policy will depend upon
a number of factors, including the medical condition of the insured, the
amount of premium payments to keep the policy in force and the cash
surrender value of the policy. We obtain copies of the insured's existing
medical records from the insured's physician, so no medical exam is
necessary.
     There are many reasons why a Senior Settlement or Viatical
Settlement may be the best alternative for you:
             -- Settle debts
             -- Pay for home health care expenses
             -- Give your heirs their inheritance now
             -- Eliminate insurance premiums
             -- Fund better or alternative health care
             -- Supplement reduced income
             -- Qualify for retirement community housing
             -- Take your dream vacation